{"id":10224,"date":"2022-01-26T11:03:41","date_gmt":"2022-01-26T10:03:41","guid":{"rendered":"https:\/\/formaxx.de\/?post_type=berater&#038;p=10224"},"modified":"2026-04-16T13:00:38","modified_gmt":"2026-04-16T11:00:38","slug":"paul-kretzschmar","status":"publish","type":"berater","link":"https:\/\/formaxx.de\/nds-de\/berater\/paul-kretzschmar\/","title":{"rendered":"Paul Kretzschmar"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":21796,"menu_order":46,"template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[14],"tags":[51,178,172,197,62,64,191,61,196],"class_list":["post-10224","berater","type-berater","status-publish","has-post-thumbnail","hentry","category-bremen","tag-large-widget","tag-schwerpunkt-altersvorsorge","tag-schwerpunkt-berufsunfaehigkeit","tag-schwerpunkt-finanzierung-eigen-fremdgenutzter-immobilien","tag-schwerpunkt-geldanlage","tag-schwerpunkt-kapitalanlage-immobilien","tag-schwerpunkt-persoenliche-finanzkonzeption","tag-schwerpunkt-pkv","tag-schwerpunkt-vermoegensaufbau"],"acf":{"funktion":"Teamleiter","email-adresse":"paul.kretzschmar@formaxx.ag","telefonnummer":"0421 8070700","telefonnummer_link":"tel:+494218070700","handynummer":"0176 60026199","handynummer_link":"tel:+4917660026199","faxnummer":"0421 80707077","faxnummer_link":"tel:+4942180707077","whatsapp":"","whatsapp_link":"","akademischer_titel":"","adresse":{"address":"Hinter der Mauer 9, Bremen, Deutschland","lat":53.0800425,"lng":8.7954534,"zoom":14,"place_id":"ChIJBfUwTDwosUcRruQPGh4-odU","name":"Hinter d. Mauer 9","street_number":9,"street_name":"Hinter der Mauer","street_name_short":"Hinter d. Mauer","city":"Bremen","state":"Bremen","state_short":"HB","post_code":28195,"country":"Deutschland","country_short":"DE"},"longitude":"8.7955709","latitude":"53.0798761","google_my_business":"https:\/\/g.page\/formaxx_bremen?share","whofinance":"https:\/\/www.whofinance.de\/berater\/paul-kretzschmar\/","facebook":"","instagram":"","xing":"","linkedin":"https:\/\/www.linkedin.com\/in\/paul-kretzschmar-1688a71b7\/","twitter":"","youtube":"","tiktok":"","video":"https:\/\/youtu.be\/CzerDVrw9Fc","video_2":"","video_3":"","empfehlungsvideo-1":"","empfehlungsvideo-2":"","zitat":"Planung ist der erste Schritt zum Erfolg. Ohne einen Plan sind wir einfach nur Opfer des Zufalls.","autor":"Peter Drucker","lebenslauf":"<ul>\r\n \t<li>Teamleiter der FORMAXX AG am Standort Bremen<\/li>\r\n \t<li>Zertifizierter Spezialist f\u00fcr private Finanzanalyse nach DIN 77230<\/li>\r\n \t<li>Teamleiter in der Energiebranche in Hamburg<\/li>\r\n \t<li>Studium der Wirtschaftswissenschaften in Bremen<\/li>\r\n \t<li>Ausbildung zum Gro\u00df- und Au\u00dfenhandelskauffmann<\/li>\r\n \t<li>Abitur 2001 in Zeven<\/li>\r\n \t<li>Jahrgang 1981<\/li>\r\n<\/ul>","motivation":"Jeder in Deutschland verdient eine faire, transparente und verl\u00e4ssliche Finanzberatung. Genau das treibt mich jeden Tag an: Ich m\u00f6chte meinen Kunden diese Qualit\u00e4t bieten.\r\n\r\nViele Menschen sind sich nicht bewusst, welche Leistungen der Sozialstaat bietet und welche L\u00fccken sich dabei immer mehr auftun. Mit meinem standardisierten Analyseprozess nach DIN 77230 erarbeite ich f\u00fcr meine Mandanten einen Finanzfahrplan, der wirklich neutral ist \u2013 ganz ohne wirtschaftliche Interessen im Hintergrund. So haben sie die Freiheit, selbst zu entscheiden, welche Risiken sie absichern m\u00f6chten.\r\n\r\nMein Ziel ist es, dass meine Mandanten \u201aFinancial Wellness\u2018 erreichen: Weniger finanzielle Sorgen, ein klares Verst\u00e4ndnis f\u00fcr den Umgang mit Geld, und die M\u00f6glichkeit, ihr finanzielles Leben gesund und zukunftsorientiert zu gestalten.","auszeichnungen":"","nur-textauszeichnungen":false,"auszeichnungen_text":"","uber_mich":"Ich bin 43 Jahre jung, verheiratet und Vater von zwei kleinen Kindern. Seit vielen Jahren lebe ich in Sittensen, bin im Sport- und Vereinsleben aktiv und f\u00fchle mich hier zuhause. Unser FORMAXX-B\u00fcro liegt im Herzen Bremens, und ich freue mich, unsere Gespr\u00e4che entweder in Bremen, bei Ihnen zu Hause oder online zu f\u00fchren.\r\n\r\nMir ist eine offene und ehrliche Kommunikation wichtig, denn es geht um Ihre Ziele und W\u00fcnsche. Gemeinsam entwickeln wir eine individuelle Finanzkonzeption, die auf Ihrer pers\u00f6nlichen Situation basiert. Mit der wissenschaftlich fundierten Auswertung nach der Deutschen Finanznorm DIN 77230 erhalten Sie einen objektiven \u00dcberblick \u00fcber Ihre Finanzlage. So k\u00f6nnen Sie sicher sein, dass Ihre Finanzvertr\u00e4ge und Strategien immer zu Ihrer Lebenssituation passen.\r\n\r\nVerbraucherschutz hat bei uns h\u00f6chste Priorit\u00e4t. Unsere Gold-Silber-Bronze-Logik pr\u00fcft das \u201eKleingedruckte\u201c und stellt sicher, dass die empfohlenen Produkte den Kriterien der Verbrauchersch\u00fctzer entsprechen.\r\n\r\nLast but not least: Ich lege gro\u00dfen Wert auf eine vertrauensvolle, ehrliche und langj\u00e4hrige Zusammenarbeit bei der Umsetzung Ihrer Ziele!","timify_link":"","ms_booking_widget":"PaulKretzschmar1","whofinance_widget":"235225","uber_formaxx_":true,"din-norm-77230":true,"din-norm-77235":false,"kontaktformular":false,"kontaktformular_du":true,"schwerpunkte":false,"schwerpunkte_slider_4_oder_weniger":false,"persoenliches":false,"berater-vertriebspartner":false,"berater-vertriebspartnerin":false,"berater-defino-zertifikatsnummer":"","berater-zustaendige-erlaubnisbehoerde-34c":"","berater-34d-zertifikatsnummer":"","berater-zustaendige-erlaubnisbehoerde-34d":"","berater-34f-zertifikatsnummer":"","berater-zustaendige-erlaubnisbehoerde-34f":"","berater-34i-zertifikatsnummer":"","berater-zustaendige-erlaubnisbehoerde-34i":"","fiantec-id":"V36960","conversion-2026-video":"","conversion-2026-uberschrift":"","conversion-2026-text":"","conversion-2026-button-1":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - 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